I have always excelled in mathematics and related subjects since high school. I really enjoy working with numbers and using formulas to solve complex problems. Upon graduation, I decided to turn my interest into a profession. An analytical role in the financial industry is perfect for me.
I believe that understanding how to read a company’s financial statements is a key skill. In 2020, I pursued the ACCA Qualification in order to expand my knowledge and create more job opportunities.
It is wonderful to share insights and ideas; I feel like there is always something new to learn every day
At Moody's, I monitor the credit quality of corporate clients in mainland China and Hong Kong. My day-to-day work involves performing business and industry analysis; going through financial statements and ratios; building and updating financial models; liquidity analysis; and responding to clients and investors’ enquiries.
One of the most challenging parts of my job is meeting tight deadlines in a fast-paced environment.
I love this role because there are a lot of learning opportunities. Analysing companies in various industries allows me to understand how different businesses, such as those in manufacturing, retail, and property development, generate revenue, and the key risks in each sector. It is wonderful to share insights and ideas with my team, and I feel like there is always something new to learn every day.
The Chinese economy is gradually opening up and has recorded decent growth in recent years. New businesses and foreign investments will grow in the future, and I believe accountants are going to play a critical role in the Chinese market, by enhancing and developing the existing accounting framework and providing useful information to investors, creditors and regulators.
Having the eagerness to learn will motivate us to elevate our skillset and overcome any challenges in life
Although Chinese accounting standards maintain a high-level of integration with IFRS Standards, there are still significant differences in accounting treatment and classification. It is important to understand these differences when conducting analysis and comparing metrics across countries.
The emergence of new financial assets, such as cryptocurrencies, will further create implications for the accounting framework. We must continue to stay up to date with the latest market trends and accounting changes.
The business world is changing, with data developing new trends and patterns quickly. A good analyst must react in a timely manner to new information and identify key changes in data.
The key to success is to stay curious and keep learning. We cannot expect everyone to master new skills in a short period, but having the eagerness to learn will motivate us to elevate our skillset and overcome any challenges in life.
Outside work, I enjoy reading books and working out. I also like playing tennis. During long vacations, I love to travel and plan trips to explore new places.
